Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide extremely competitive VA, Conventional, Jumbo and NON QM home loans to our clients. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

I have been in the mortgage origination business since 1998 and licensed since 2003. I have performed well over 1,000 mortgages and like my tag line states - I pride myself on providing great advice and great service. I am a mortgage broker and sole owner and employee of Positive Rate Mortgage, LLC. As a result, you will have one email and one phone number to call or text at any time, including nights and weekends.  

Many mortgage companies have high cost structures (big fancy offices, receptionists, processors, branch managers, etc.) coupled with salaries and benefits for all employees and are paid for - indirectly by you - through a higher rate. Since I am the only employee, I keep my cost structure low and pass along the savings to you. The result is a considerable savings on every loan. 

I would greatly appreciate the opportunity to be of service to you and your family so please feel free to call, email or text anytime to get started.  

Licensed to work in: California (CA-DBO9812)Colorado (100024039)Connecticut (LO-9812)Florida (LO34773)Georgia (50813)Minnesota (MN-MLO-9812)New Hampshire (9812)North Carolina (I-114865)South CarolinaTennessee (151195)TexasVirginia(MLO-51VA)West Virginia (LO-36929), OH, PA