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Home Loans for Pilots - from a Pilot who Understands Your Career

  •  Mortgage Guidance from a Fellow Professional Pilot
  •  Purchase, Refinance, Conventional, FHA, VA , Jumbo and specialized loan options
  •  Competitive Options from Multiple Wholesale Lenders
  •  Work Directly with ME from Application Through Closing

Pilot Mortgage Guidance From Someone Who Understands Aviation Careers 

 I’m Chris Zarnik, owner of Positive Rate Mortgage, LLC. I’m a veteran and retired Air Force Reserve military aviator whose career has included the T-38, KC-10 and KC-135. Today, I fly the Boeing 767 for a major cargo carrier. As a professional pilot and experienced mortgage broker, I understand pilot compensation, changing schedules, training, probation, career progression, relocations and other financial considerations aviation professionals may encounter when financing a home. I work with military, airline, cargo, corporate and other professional pilots to evaluate available mortgage options. When you contact Positive Rate Mortgage, you work directly with me—from your initial questions through closing.

When you contact Positive Rate Mortgage, you are dealing directly with Me.  

Request My Personal Pilot Mortgage Review

Tell me about your aviation career, financial situation and home financing goals.  I’ll personally review your options and contact you directly 


Why Pilots Work with Positive Rate Mortgage!

Fellow Pilot

As a fellow professional pilot and former military aviator, I understand the career, compensation, scheduling, relocation and financial considerations pilots may face when financing a home.

Personal Service

Work Directly with Me

I’m the owner and mortgage broker. You work directly with me—not a call center or layers of employees.

Mortgage Broker Advantage

As an independent mortgage broker, I can compare appropriate loan options from multiple wholesale lenders rather than being limited to one lender.

Have a Mortgage Question? Talk directly with Me - Call, Email or Text Chris Zarnik

Professional Pilot and Mortgage Broker personally available by phone, email or text -  including nights and weekends