Conventional, VA, Jumbo, Purchase in Raleigh, North Carolina, Virginia, Colorado, Califorinia, Florida, Minnesota, West Virginia, Tennessee, New Hampshire and Connecticut - GA, OH, VT, IN, MD pending

Welcome to the official site of Positive Rate Mortgage, LLC. We are a veteran owned, full-service mortgage brokerage company based in Raleigh, North Carolina. Whether you are buying a home or refinancing, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.

So why choose Positive Rate? Our overhead costs are some of the lowest in the industry.  We don;t spend money on layers of non revenue producing management and administrative employees that need to be compensated essentially by giving you a higher rate or charging junk fees.  This translates to better rates and lower costs to you. Further, we originate your loan with wholesale lenders (not the big banks) which have digital mortgage platforms making the process easier and more convenient. You will also be able to electronically sign most of your documents.  Securely scan and email your supporting documents as well.  

We offer the following purchase loan options:

Refinancing? We can help you with that, too!

We offer a wide range of refinance options, designed to best meet the needs of all borrowers. If you're looking for cash out, second home, investment or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

Contact Positive Rate Mortgage, LLC today to discuss your mortgage loan options and find out which loan program will best suit your needs.