I’m Chris Zarnik, owner of Positive Rate Mortgage. As a veteran, former military aviator, professional pilot and experienced mortgage broker, I understand the unique financing needs of veterans, military families and aviation professionals—as well as homebuyers and homeowners looking to purchase or refinance. I personally work with my clients to compare mortgage options from multiple wholesale lenders and help identify a competitive financing solution for their individual needs.
Veterans and Military - VA guidance from a fellow Veteran
You have earned your Va home loan benefit. As a Veteran and former military aviator, I can personally help you understand you VA financing options and navigate the mortgage process.
Explore VA Loan Options
Pilots and Aviation Professionals - Mortgage Guidance from a fellow professional pilot who understands aviation carrers and pilot income
As a professional pilot and mortgage broker, I understand aviation careers and the unique income, relocation and financing considerations pilots can encounter.
Explore Pilot Mortgage Options
All Homebuyers - Conventional, Jumbo, FHA, VA, Construction, Rehab, Second Home, Investment, HELOC's and specialized mortgage solutions.
I also help Homebuyers with conventional, jumbo, FHA, construction, investment, second home, HELOC and specialized mortgage programs through multiple wholesale lenders
Explore All mortgage solutions
As a leading mortgage broker serving 37 States, Positive Rate Mortgage, LLC is licensed in the following states: Licensed in AZ, AK, AR, AL, CA, CO, CT, DC, DE, FL, GA, IN, ID, KS, KY, LA, MA, MD, MI, MN, MS, MT, NC, NH, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, WA, WI, WV
We are dedicated to helping individuals and families achieve their homeownership dreams. Whether you're looking to purchase a new home, refinance your existing mortgage, or explore specialized lending options, our team is here to provide expert guidance and support throughout your mortgage journey. With our unwavering commitment to delivering the best loan product selection and personalized service, you can trust Positive Rate Mortgage, LLC to be your trusted partner in fulfilling your homeownership aspirations.
The Loanzify App guides you through your mortgage financing and connects you directly to your loan officer and realtor.
An easy way to know your next step
Break down the terms and acronyms that will be used
Learn what loan options are available
Learn about current topics and trends
The list of documents you need to get started
Contact us for a free consultation to get your questions answered
Calculate how much your monthly mortgage payment could be.
* Results are hypothetical and may not be accurate. This is not a commitment to lend nor a preapproval. Consult a financial professional for full details.
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