Your Digital Mortgage

Secure Application:

100% Secure, 256-bit encryption

Easy to Complete

The Fastest Way to Get Started

Find the Loan that Works for you:

Low Monthly Payment

Low Interest Rates

Purchase or Refinance

$150 million

In Loans Funded to Date

97%

Customer Satisfaction Rate

10-Day

Average Loan Approval Period

Conventional, VA, Jumbo, Purchase in Raleigh, North Carolina, Virginia, Colorado, Califorinia, Florida, Minnesota, West Virginia, Tennessee and Connecticut

Welcome to the official site of Positive Rate Mortgage, LLC. We are a full-service mortgage company based in Raleigh, North Carolina. We specialize in Conventional, VA and Jumbo Mortgage in Raleigh, North Carolina and nine other states including Virginia, Tennessee, Connecticut, Minnesota, West Virginia, Florida, Colorado and California. We also serve the surrounding cities in Wake County. Whether you are buying a home or refinancing in zip code 27608 or surrounding, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.

In terms of Purchase Loan programs, we offer the following:

FHA | VA | USDA | HomePath | Jumbo | Commercial | Conventional

Refinancing? We can help you with that, too!

We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | FHA 203k | VA Streamline | VA Cash Out | USDA Streamline | Conventional | HARP | Commercial | Jumbo

Contact Positive Rate Mortgage, LLC today to discuss your mortgage loan options and find out which loan program will best suit your needs.

A Veteran Owned Business

What is Digital Mortgage?

Save time with our fast, easy process